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$874,000

1012 White St

Fernandina Beach, FL
Active
4
Bedrooms
2
Bathrooms
1,982
Square Feet
2021
Year Built
96
Days On Market

Beautiful Like-New Home in Historic Old Town Fernandina. This thoughtfully designed residence features a desirable first-floor primary suite, dual-zone HVAC, and a propane tankless water heater for energy-efficient comfort. Enjoy outdoor living in the private rear courtyard, an ideal space for relaxing, entertaining, or enjoying coastal breezes. The home's low-maintenance design and modern features make it perfect as a primary residence, second home, or investment property. Conveniently located just over a mile from downtown Fernandina Beach, offering easy access to local shops, restaurants, waterfront attractions, and historic charm. Experience the best of island living in one of Fernandina Beach's most sought-after neighborhoods. Features Include: Historic Old Town location First-floor primary bedroom Dual-zone HVAC system Propane tankless water heater Private rear courtyard Coastal breezes and outdoor living space Just over a mile to downtown shopping and dining Low-maintenance, like-new condition A rare opportunity to own a move-in-ready home in a premier Fernandina Beach location.

Listing Information

Listing Updated
2 days ago
Listed By
Cathleen Banks, 4045507748 · CABANA LANE, INC., 8434756686
MLS#
116241
Source
Amelia Island Nassau County Association of REALTORS
Status
Active

Facts & Features

Location

Community Information

Address
1012 White St, Fernandina Beach, FL 32034
City
Fernandina Beach
County
Nassau
Neighborhood
Old Town
Zip Code
32034

Architecture

Bedrooms
4
Bathrooms
2
Stories
2
Year Built
2021
Style
Two Story
Construction Materials
Frame, Fiber Cement
Building Area
1,982 sq. ft.
Roof
Shingle
Levels
Two
Garage Spaces
0
Parking Features
Driveway

Features & Amenities

Interior Features
Ceiling Fan(s), Storage
Appliances
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop, Oven
Patio and Porch
Patio, Porch, Front Porch, Rear Porch
Cooling
Ceiling Fan(s), Heat Pump, Whole House Fan
Heating
Heat Pump

Property Features

Water
Public
Sewer
Public Sewer
Utilities
Cable Available

Square Footage

Total
1,982 sq. ft.

Tax & Financial Information

List Price
$874,000

Schools

76/100
Fernandina Beach Middle School
Middle · Grades 06–08 · 1.7 mi
City
Fernandina Beach
Students
683
Parent reviews
5.0★ avg · 1 review
Student body
71% White · 12% Hispanic / Latino · 10% Black
Free/reduced lunch
43%
Phone
(904) 321-5867
52/100
Nassau Virtual Franchise
7th & Above · Grades 01–12 · 1.1 mi
City
Fernandina Beach
Students
206
Student body
75% White · 9% Black · 9% Hispanic / Latino
Free/reduced lunch
36%
Phone
(904) 491-9913
52/100
Emma Love Hardee Elementary
Elementary · Grades 03–05 · 3.5 mi
City
Fernandina Beach
Students
553
Student body
72% White · 12% Hispanic / Latino · 9% Black
Free/reduced lunch
52%
Phone
(904) 321-5974
51/100
Nassau County Community School
High · Grades 07–12 · 1.1 mi
City
Fernandina Beach
Phone
(904) 491-9883
51/100
Nassau Virtual Instruction (Course Offerings)
Grades M–M · 1.1 mi
City
Fernandina Beach
Phone
(904) 491-9913
51/100
Nassau Virtual Instruction Program
Elementary · Grades KG–08 · 1.1 mi
City
Fernandina Beach
Students
4
Student body
100% White
Phone
(904) 491-9886
51/100
Fernandina Beach High School
7th & Above · Grades 03–12 · 1.9 mi
City
Fernandina Beach
Students
981
Student body
73% White · 12% Hispanic / Latino · 9% Black
Free/reduced lunch
33%
Phone
(904) 261-5713
51/100
Southside Elementary School
Elementary · Grades PK–02 · 2.2 mi
City
Fernandina Beach
Students
510
Student body
70% White · 15% Black · 8% Hispanic / Latino
Free/reduced lunch
60%
Phone
(904) 321-5870

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
07/29/2026Price change$874,000
06/05/2026Listed for sale$925,000

Listed by Cathleen Banks · CABANA LANE, INC. · 8434756686

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

Last Updated: September 6, 2026 at 10:17 PM | Source: Amelia Island Nassau County Association of REALTORS | MLS#: 116241

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