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$675,000

96015 Monterey St

Fernandina Beach, FL
Pending
3
Bedrooms
2
Bathrooms
1.32
Lot Size (acres)
1985
Year Built
11
Days On Market

Imagine marsh mornings, coastal birds, dolphins in the distance, and sunset skies painted pink. Tucked at the end of a quiet road, this 1.32-acre retreat offers privacy and waterfront charm. Inside, soaring ceilings, a stacked stone fireplace, and expansive windows fill the two-story great room with light and marsh views. An open kitchen and dining area, sunroom, two main-level bedrooms, hall bath, mudroom, and two-car garage add convenience. Upstairs, the primary suite opens to a scenic deck. Enjoy fishing, kayaking, paddleboarding, and wildlife from your backyard. A tidal creek dock, covered boat storage, shed, and walk-in attic add versatility. With great bones and room for your vision, the setting is already here. The possibilities are yours. Waterfront access is tidal. Boating from the existing dock would require a boat lift. Buyers should verify water depths, navigability, tidal conditions, and permitting for a lift or intended waterfront use. There's something special about a home where nature becomes part of your everyday scenery. From the oversized great room windows to the upstairs deck, the ever-changing coastal landscape provides a beautiful backdrop throughout the day. Watch the tides roll in and out, enjoy the afternoon sunshine pouring through the windows, and settle in for spectacular sunsets over the marsh. The peaceful setting offers a rare sense of seclusion, with mature trees shading the front lawn and an expansive backyard opening toward the water. Whether you're entertaining friends, enjoying a quiet morning with coffee, or dreaming up your next home improvement project, there's plenty of space to make this property your own. While the home offers opportunities for cosmetic updates and personal touches, its unique setting, natural beauty, and waterfront lifestyle are what make this opportunity so special.

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Listing Information

Listing Updated
8 days ago
Listed By
ASHLEY BOWMAN, 4042811687 · BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS, 9042619311
MLS#
2170477
Source
realMLS
Status
Pending

Facts & Features

Location

Community Information

Address
96015 Monterey St, Fernandina Beach, FL 32034
City
Fernandina Beach
County
Nassau
Neighborhood
Nassau
Zip Code
32034

Architecture

Bedrooms
3
Bathrooms
2
Stories
2
Year Built
1985
Style
Other
Construction Materials
Frame
Roof
Shingle
Levels
One and One Half
Garage
Yes
Garage Spaces
2
Parking Features
Attached, Garage Door Opener, Garage, RV Access/Parking

Features & Amenities

Interior Features
Ceiling Fan(s), Walk-In Closet(s), Vaulted Ceiling(s), Open Floorplan, Entrance Foyer
Appliances
Dryer, Microwave, Refrigerator, Washer, Disposal, Water Softener Owned, Electric Oven, Electric Cooktop
Exterior Features
Dock, Balcony, Fire Pit
Patio and Porch
Covered, Patio, Deck, Porch, Glass Enclosed, Rear Porch
Cooling
Ceiling Fan(s), Central Air, Electric
Heating
Electric, Heat Pump, Central

Property Features

Lot Size
1.32 Acres
Lot Features
Wooded, Waterfront
View
Water
Water
Well
Sewer
Septic Tank
Utilities
Cable Available, Water Available, Electricity Connected

Square Footage

Total
1,760 sq. ft.

Tax & Financial Information

List Price
$675,000
Annual Taxes
$4,038

Schools

99/100
Fernandina Beach Middle School
Middle · Grades 06–08 · 5 mi
City
Fernandina Beach
Students
630
Parent reviews
5.0★ avg · 2 reviews
Student body
73% White · 14% Black · 7% Hispanic / Latino
Free/reduced lunch
42%
Phone
(904) 321-5867
66/100
Yulee Middle School
Middle · Grades 06–08 · 3.7 mi
City
Yulee
Students
1,085
Parent reviews
4.0★ avg · 2 reviews
Student body
74% White · 9% Black · 8% Two or More Races
Free/reduced lunch
36%
Phone
(904) 225-5116
54/100
Emma Love Hardee Elementary
Elementary · Grades 03–05 · 4.1 mi
City
Fernandina Beach
Students
519
Student body
69% White · 12% Black · 12% Hispanic / Latino
Free/reduced lunch
50%
Phone
(904) 321-5974
54/100
Southside Elementary School
Elementary · Grades PK–02 · 4.1 mi
City
Fernandina Beach
Students
619
Student body
71% White · 14% Hispanic / Latino · 8% Black
Free/reduced lunch
52%
Phone
(904) 321-5870
53/100
Yulee Elementary School
Elementary · Grades 03–05 · 3.9 mi
City
Yulee
Students
960
Student body
78% White · 7% Black · 7% Hispanic / Latino
Free/reduced lunch
50%
Phone
(904) 225-5192
53/100
Nassau County Community School
High · Grades 06–12 · 4.7 mi
City
Fernandina Beach
Students
90
Student body
67% White · 11% Hispanic / Latino · 11% Two or More Races
Free/reduced lunch
46%
Phone
(904) 491-9883
52/100
Yulee High School
High · Grades 05–12 · 3.9 mi
City
Yulee
Students
1,407
Student body
72% White · 11% Black · 9% Hispanic / Latino
Free/reduced lunch
35%
Phone
(904) 225-8641
52/100
Fernandina Beach High School
High · Grades 09–12 · 4.8 mi
City
Fernandina Beach
Students
981
Student body
73% White · 12% Hispanic / Latino · 9% Black
Free/reduced lunch
33%
Phone
(904) 261-5713

School ratings are provided for informational purposes only and are subject to change. Attendance boundaries are for reference only — contact the school or district directly to verify enrollment eligibility.

Historical Data

Price History

DateEventPrice
10/22/2026Listed for sale$675,000

Listed by ASHLEY BOWMAN · BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS · 9042619311

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: October 25, 2026 at 3:19 PM | Source: realMLS | MLS#: 2170477

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